Transparent Fees
No surprises. What you see is what you get.
Service Fee
1.5%
Applied to the XMR amount you receive
Minimum Fee
0.0001 XMR
Covers Monero network costs
Bitcoin Network
Variable
Paid by you when sending BTC
How Fees Are Calculated
The service fee is deducted from the Monero side of the swap. For example, if you swap 0.01 BTC and the exchange rate is 185.4 XMR/BTC, the gross XMR amount would be 1.854 XMR. After the 1.5% fee (≈0.0278 XMR), you receive 1.8262 XMR.
The fee percentage is displayed on the swap page before you commit. It may be adjusted periodically based on market conditions, but any change will be clearly visible.
Why a Fee?
CipherSwap is a sustainable, privacy‑first service. The fee covers:
- Monero transaction fees (paid by us on every release)
- Server infrastructure and security
- Liquidity management
- Operator time for manual confirmations
We do not monetize your data or sell order flow. The fee is our only revenue stream.
Comparing Fees
| Service | Typical Fee | Hidden Costs |
|---|---|---|
| CipherSwap | 1.5% | None |
| Centralized Exchange (e.g., Binance) | 0.1% – 0.5% | Withdrawal fees, spread markup, KYC friction |
| Instant Swappers (e.g., Changelly) | 0.5% – 5% | Hidden spread, rate manipulation |
| DEX Aggregators | Variable | Gas fees, slippage, MEV |
⬡ Note on Bitcoin Fees: You control the Bitcoin network fee when sending. Using a higher fee will result in faster confirmations. We recommend checking current mempool conditions at mempool.space.